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 Fwd: Health Insurance check up is looking better!Postmark
Home • community • District 911 Info • Fwd: Health Insurance check up is looking better!
 
From:Thursday, February 14, 2013 12:18 PM -0600
Subject:Fwd: Health Insurance check up is looking better! 
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----- Original Message -----

I just wanted to give you an update on how our Health Insurance usage is going. Our average loss ratio for the past 12 months is at 93%! (attached- calculated from December 2011 through November 2012...the last full fiscal months of reporting).  If you look at the attachment, you might notice that our Loss Ratio started at 120% and the most recent months are about half of that.  What this means is that we are on pace to drop our average loss ratio to around 80% by the end of this fiscal year!  If we continue being such good stewards of our health insurance dollars and maintain this trend, we could see a nice savings in our premiums for next year!  (Dare I dream that our premiums might actually go down?)  Keep in mind, Preferred-One looks at 80% as a no premium increase. We are so close!  We definitely are doing so much better than this time last year. Good  job!  Keep up the good work!

Reminder: Get those physicals and be good health consumers in order to keep the loss ratio low.  Also, get yourself involved in the wellness programs the district has to offer. The more participation we have, the more potential dollars we save.  A Penny saved, is a Penny earned!

Again any questions please call or email me. Thanks

Sean Kirkeide
and Jim Godfrey
ED MN CI

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